Here’s a draft for a Non-Refundable Return & Refund Policy tailored for your client:

Return & Refund Policy

Effective Date: January 27, 2025

At International Karate-Do Shito Ryu Shinku-Kai, we are committed to providing high-quality training and services. This policy outlines the terms under which payments are processed and the non-refundable nature of our programs, events, and merchandise.

1. Training Programs & Membership Fees

All payments made for training programs, membership enrollments, or subscription fees are non-refundable under any circumstances.

Cancellations of memberships or discontinuation of training do not qualify for any partial or full refunds.

2. Events, Workshops, & Seminars

Fees paid for participation in events, workshops, or seminars are non-refundable once registration is confirmed.

If an event is rescheduled, your registration will be carried forward to the new date.

3. Merchandise Purchases

All sales of uniforms, accessories, and other merchandise are final and cannot be returned or refunded.

In case of defective items, an exchange may be considered at the sole discretion of the management, provided the request is made within [Insert Days, e.g., 7 days] of purchase, and the item remains unused and in original condition.

4. Exceptional Circumstances

Refunds may be issued only in rare, exceptional cases due to administrative errors or other unforeseen circumstances, as determined by International Karate-Do Shito Ryu Shinku-Kai management.

5. Force Majeure

The organization is not responsible for cancellations, delays, or non-performance due to events outside its control, including natural disasters, pandemics, or government restrictions. In such cases, refunds will not be issued.

6. Agreement

By making a payment to International Karate-Do Shito Ryu Shinku-Kai, you agree to this non-refundable return and refund policy.

For any queries, please contact us at: shinkukaikarate@hotmail.com

Feel free to customize the contact details and specific terms! Let me know if you’d like edits or additions.